• About Me
    • Privacy Policy
  • Contact Me
  • PR Friendly
    • Campaigns
      • Past Campaigns
    • Communities and Networks
  • Nav Social Menu

    • Email
    • Facebook
    • Pinterest
    • Twitter
    • YouTube

Frosted Fingers

  • Home
  • Recipes
    • Breakfast
    • Dessert
      • Cookies
    • Slow Cooker
    • Christmas
    • Easter
    • Halloween
    • Spring
    • St Patrick’s Day
    • Thanksgiving
    • Valentine’s Day
  • Travel
    • Branson, MO
    • Destin, FL
    • Kissimmee, FL
    • Pensacola, FL
    • Pigeon Forge, TN
    • Wisconsin Dells, WI
  • Homeschool

You are here: Home / Features / Personal / PNC Bank is full of Lies and Fees

PNC Bank is full of Lies and Fees

Personal

13 May
Tweet
Share
Share
Pin
0 Shares

Lies and Fees at PNC Bank

Back in December I decided it was finally time to open a business account for Frosted Fingers. My husband had a few accounts at PNC Bank and told me they had free business checking so I figured I’d go there to open my account. When I first walked in I told the lady that I was interested in a free checking account for my business. She told me that they did offer a free account, but then offered me a higher tiered account so that I could get free business checks. I told her that I would not have the income it took to keep up with that account. She told me it’d be ok, I could use that account to get the free checks and then she’d downgrade me back to the free account a few months later to avoid fees. I opened the account and she told me that I should be seeing my free checks in a few weeks.


A few weeks came and went and my checks did not. I called PNC Bank and she said if I ordered checks that I would have to pay for them. I told her that was not what we agreed on. So she ordered the checks and told me I’d have no fee. Then on 2/13/14 I see a charge on my account for checks. I had to call her and get that fee removed. I would not have even ordered checks if there was going to be a fee! I reminded her again at that time that I would not qualify for the high tier account, but she left me there anyway, promising she’d keep an eye on my account.

So on 4/1/14 I noticed a $17 service charge on my account at PNC Bank. I called my bank representative and she was away from her desk. I left a voice mail with all the information and never got a call back. Then on 5/1/14 I noticed another $17 service charge on my account. Again, I called and left a voice mail stating that there was now a second fee on my account and I never got a call back from the first fee. She called me back on 5/2/14 stating that she reversed the one charge but would have to talk to her manager about the second charge. In her voice mail to me she told me I needed to call her or come in because they had made some changes to their accounts.

Today was the first chance I could get into the bank. She told me that they no longer offer a free business banking account and that I would have to keep a minimum of $2500 in my account or pay a monthly fee of $17. She went on to tell me that at first her boss wasn’t going to wave the other $17 fee because they’d already waived two fees on my account. She told me that he would give me a credit for my $17 fee AND if I wanted to close my account since I couldn’t meet the minimum balance that he’d waive the $25 fee to close the account. WHAT?! A $25 fee to CLOSE the account?! Since I have a pending item on my account I decided I was going to come back later in the week to close the account.

As I was walking out the door with my children I heard him tell her there was no way he was waiving BOTH fees. He said he’d waive either the $17 or the $25, but not both. She didn’t bother to try to stop me as I was walking out the door to tell me this. So I went from having a free checking account when I walked in the door in December to having to pay a monthly fee of $17 OR $25 to close my account.

This is called Bait and Switch! I don’t think it’s even legal! I’m very frustrated to say the least. PNC Banking needs to do something to right this wrong!

Tweet
Share
Share
Pin
0 Shares

About Paula

Paula Krueger considers herself a "baby "chef, not because she cooks for babies, but because she's still learning how to cook. She started this blog after taking Wilton method classes and at that point was more interested in baking. She's since become more interested in learning to cook as her family has grown. She also covers product reviews and travel as well.

Previous Post: « Roasted Strawberry Lemonade Recipe
Next Post: Weight Loss Wednesday Week 1 »

Reader Interactions

Comments

  1. Lisa Noel says

    May 13, 2014 at 3:53 pm

    That’s ridiculous

  2. Cherise says

    May 13, 2014 at 4:39 pm

    Ugh!

  3. Sara Phillips says

    May 13, 2014 at 6:54 pm

    I don’t think we have PNC here, but I WON’T be using them for SURE!

  4. Theresa @ Faith and Family Reviews says

    May 13, 2014 at 8:36 pm

    I certainly won’t be using PNC Bank, that is horrible.

  5. Liz Mays says

    May 13, 2014 at 11:18 pm

    Did you take it to twitter? I would think that might make a difference. You need eyes a little higher up the chain to take a look at this.

  6. Raijean says

    May 14, 2014 at 9:16 am

    Oh wow! Thanks for the heads up, I know to avoid them.

  7. Colleen says

    May 14, 2014 at 12:46 pm

    I get so upset when you do what you are suppose to do and make sure you understand all the rules and get all the information and then the next time you talk to someone it is like that never happened. It seems like sometimes companies can just do what they want but what are you to do you have to believe the information you are getting it reliable.

    I hope you can get both fees waived.

  8. Jessica Ali says

    May 14, 2014 at 3:49 pm

    BS! I’d print this blog post out with your card and leave it on his desk!

  9. ellen beck says

    May 14, 2014 at 9:45 pm

    Lots of banks are doing that USBank pulled about the same thing on us. We closed accounts there . On one account they took every penny plus they said my husband owed money at the end. Needless to say we werent happy.

    Try a local credit union they are much better although anymore checks just arent ‘free’ :/

  10. Penelope says

    May 15, 2014 at 8:07 am

    I had horrible problems like this with Queens/Roosevelt Bank (they raised their minimum fee for a savings account and never told me, then started to take money out each month as a charge, so years later when I went to close the account there was NOTHING there, the whole $300 was gone in fees, and they said they’d waive the fees owed since then for keeping the empty account open for me if I paid $10 to close the account). I took all my accounts and left and never went back. Queens County Bank and Roosevelt Bank combined and they are thieves.

  11. Tammy Litke (@threedifferent) says

    May 15, 2014 at 4:16 pm

    Oh wow, that’s bad. We’ve had good experiences with our account at Citibank, but our daughter opened one up with BBVA Compass when she got her first job last year, and we’ve been hit with some fees that we shouldn’t have. Not nearly to that extent and I didn’t want to have to take her in to argue it, so I just gave her the money to cover the fee, but still, had I known…I probably would have chosen a different bank for her.

  12. TerriAnn @ Cookies & Clogs says

    May 18, 2014 at 1:53 am

    Yikes! That’s horrible and sounds totally illegal. I’m so sorry and hope that, somehow, you can get both fees waived and can get away from that back ASAP!

  13. Angela says

    May 18, 2014 at 9:11 am

    Wow, what a nightmare. This is why I don’t deal with banks. I have a PayPal account with their debit card and a Walmart Moneycard I use for everything.

  14. Robin {Mom Foodie} says

    May 18, 2014 at 8:58 pm

    I use a small local bank & never got around to opening a business account. I did discuss it once, but decided not to bother.

  15. Marcie W. says

    May 19, 2014 at 6:12 pm

    I have never heard of this bank but this entire ordeal doesn’t surprise me. They are legal scam artists and good for you for taking the time to call them out! Sometimes I feel it would be best to keep our money under our mattress.

  16. Donna says

    May 23, 2014 at 10:59 pm

    That’s a shame. And I would go to Twitter and FB and call them out…

  17. Crystal says

    June 2, 2014 at 9:51 am

    Woah. That’s horrible. I’d definitely go higher than the local level since they’ve given you a run-around.

Primary Sidebar

logo
Food Advertisements by

Pitch Me!


I'm currently accepting requests for reviews, giveaways and advertising. Please email me at paula@frostedfingers.com if you are interested. Thanks!

Be sure to follow me on Frosted Fingers

logo
Food Advertisements by
FROSTED FINGERS IS A PARTICIPANT IN THE AMAZON SERVICES LLC ASSOCIATES PROGRAM, AN AFFILIATE ADVERTISING PROGRAM DESIGNED TO PROVIDE A MEANS FOR SITES TO EARN ADVERTISING FEES BY ADVERTISING AND LINKING TO AMAZON.COM. ALL LINKS ON THIS SITE MAY BE AFFILIATE LINKS AND SHOULD BE CONSIDERED AS SUCH.
logo
Food Advertisements by
  • Home
  • Recipes
  • Travel
  • Homeschool

Copyright © 2025 · FROSTED FINGERS · ALL RIGHTS RESERVED · PRIVACY POLICY

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.Accept Read More
Privacy & Cookies Policy

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are as essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
SAVE & ACCEPT