Preheat oven to 350.

Brown your ground beef in a skillet. Drain and rinse. Add taco seasoning and water. Simmer for 10 mins.

Meanwhile mix beans, enchilada sauce and soups together. When meat is done, add to bean and soup mixture.

Spray 13x9 pan with non-stick cooking spray. Cover the bottom of pan with meat mixture. Layer 6 tortillas. Layer of meat mixture, then cheese, then 6 tortillas. Finish off with a layer of meat mixture and add cheese to top.

Bake for 30 minutes or until cheese is bubbly. Allow to stand for 5-10 minutes before cutting into it.